Interest Rate

Savings Account
Product Name Interest Rate
Savings for Residence & Non-Residence in Bangladesh -
Below Tk. 10,000 0.00%
Tk. 10,000 to Tk 1,00,000 2.50%
Tk. 1,00,001 to Tk 5,00,000 3.00%
Tk. 5,00,001 to Tk. 10,00,000 3.50%
Tk. 10,00,001 & above 4.00%
Padma 10 Tk Account
Product Name Interest Rate
Padma 10 Tk Account 3.00%
Padma Executives Fixed Deposit
Product Name Interest Rate
Up-to BDT 100,000 8.00%
BDT 100,001 to BDT 5 Lac 8.50%
BDT 500,001 to BDT 25 Lac 8.75%
BDT 25,000,01 to BDT 50 Lac 9.00%
BDT 50,000,01 to BDT 1 Crore 9.25%
BDT 1 Crore+ 9.50%
Padma Professionals Fixed Deposit
Product Name Interest Rate
Up-to BDT 100,000 8.00%
BDT 100,001 to BDT 5 Lac 8.50%
BDT 500,001 to BDT 25 Lac 8.75%
BDT 25,000,01 to BDT 50 Lac 9.00%
BDT 50,000,01 to BDT 1 Crore 9.25%
BDT 1 Crore+ 9.50%
Padma Elegant Fixed Deposit
Product Name Interest Rate
Up-to BDT 100,000 8.00%
BDT 100,001 to BDT 5 Lac 8.50%
BDT 500,001 to BDT 25 Lac 8.75%
BDT 25,000,01 to BDT 50 Lac 9.00%
BDT 50,000,01 to BDT 1 Crore 9.25%
BDT 1 Crore+ 9.50%
My First Digital Account
Product Name Interest Rate
Savings for Residence in Bangladesh 5.00%
Savings for non-residence in Bangladesh 5.00%
Padma Next Gen Account
Product Name Interest Rate
Savings for Residence in Bangladesh 3.00%
Savings for Non-Residence in Bangladesh 3.00%
Padma (অগ্রজ) Our Senior's Account
Product Name Interest Rate
Padma (অগ্রজ) Our Senior's Account 3.00%
Probashi Excel Account
Product Name Interest Rate
Probashi Excel Account 3.00%
Padma Protidin Account
Product Name Interest Rate
Below BDT 10,000 0.00%
TK. 10,000 - 5,00,000 2..50%
TK. 5,00,001 - 25,00,000 3.00%
More than Tk 25,00,000 3.50%
Padmabati(পদ্মাবতী)
Product Name Interest Rate
Below BDT 10,000 0.00%
Tk .10,000 - 5,00,000 2.50%
Tk 5,00,001 - 25,00,000 3.00%
More than Tk 25,00,000 3.50%
Special Notice Deposits(With 7 Day notice Period)
Product Name Interest Rate
BDT 1.00 Lac to Less Than 25.00 Lac 2.50%
BDT 25.00 Lac to Less Than 50.00 Lac 2.50%
BDT 50.00 Lac to Less Than 1.00 Crore 3.00%
BDT 5.00 Crore & Above 3.50%
Fixed Deposits (Individual & Corporate)
Product Name Interest Rate
Fixed Deposit for 01(One) Month 6.00%
Fixed Deposit for 03 (Three) Months 9.00%
Fixed Deposit for 06 (Six) Months 9.50%
Fixed Deposit for 12 (Twelve) Months 10.50%
Padma Progress 60 7.60%
Padma Privilege 100 (Any Amount) 8.75%
Padma Priority (200 Amount) 9.25%
Padma Comfort 400 (Any Amount) 11.50%
Padma Nobanno Fixed deposit 7.50%
Fixed Deposits (Govt, Semi-Govt. and Autonomous as per SBS-1, 5th Edition)
Product Name Interest Rate
Fixed Deposit for 03 (Three) Months 7.00%
Fixed Deposit for 06 (Six) Months 7.00%
Fixed Deposit for 12 (Twelve) Months 7.00%
Scheme Deposits
Product Name Interest Rate
One Year Target Deposit Scheme 7.00%
Super Benefit Deposit Scheme 9.00%
Super Fast Deposit Scheme 12.00% (3 Years)
Kotipoti Deposit Scheme (KDS) 10.00%- 13.00%(4-15 Years)
Padma Prottasha DPS Scheme (100 Tk Multiple) 01-15 Years (Max 10.00%))
Mashik Sanchaya Scheme(MSS) 10.00%-12.00% (3 Years,5 Years, 8 Years)
Mashik Income Scheme(MIS) 11.00%-12.00% (3 Years - 5 Years)
Mashik Income Scheme(MIS) (60+ Years Senior Citizen) 11.00% -1 Year, 12.00% - 2 Years
Up-to Tk 50 Lac 7.50%
More than Tk 50 Lac to Tk 1 Crore 7.75%
More than Tk 1 Crore 8.00%
Retire Rich Deposit Scheme 8.00%
Double Benefit Scheme(DBS) 13.45% (5 Years 6 Months)
Padma Bank Triple Benefit Scheme(PTBS) 12.27% (09 Years 06 Months)
AGRI (LOAN)
Product Name Interest Rate
AGRI REFINANC LOAN 4%
SME AGRI REFINANCE TERM LOAN 4%
TERM LOAN AGRICULTURE 14%
INDUSTRY (LOAN)
Product Name Interest Rate
TERM LOANS - COMMERCIAL 15%
TERM LOANS - GENERAL 15%
SME- TERM LOAN (GENERAL) 15%
SME- WOMEN ENTREPRENUER 15%
SME- OTHER TERM LOAN 15%
SME PADMA SHAHAJ LOAN 15%
SME PBL UDDOG LOAN 15%
INDUSTRIAL CREDIT 15%
LEASE FINANCE - CAPITAL LEASE 15%
LEASE FINANCE - COMMERCIAL LEASE 15%
LEASE FINANCE FOR MACHINARIES & EQUIPMENTS 15%
LEASE FINANCE FOR AUTO MOBILES 15%
Construction (TERAM LOAN)
Product Name Interest Rate
H.B.L (COMMERCIAL) 15%
H.B.L (RESIDENTIAL) 15%
CONSUMER FINANCE (LOAN)
Product Name Interest Rate
CCS- CAR LOAN 15%
CCS- ANY PURPOSE LOAN 15%
HIRE PURCHASE FINANCE 15%
CCS- HOME APPLIANCE 15%
CCS AGENT - VEHICLE 15%
CCS AGENT - OTHERS 15%
TERM LOAN PROYOJON 15%
TRADE & COMMERCE
Product Name Interest Rate
GEN CASH CREDIT- HYPO 15%
SME CASH CREDIT- HYPO 15%
INDUSTRIAL CASH CREDIT-WORKING CAPITAL FINANCE 15%
S.O.D (GEN) 15%
S.O.D (FO) 15%
S.O.D (FDR) 12-15%
S.O.D (SCHEME) 12-15%
S.O.D (OTHER BANK FO) 15%
S.O.D (WORK ORDER FINANCE) 15%
GENERAL OVERDRAFT 15%
S.O.D. EARNEST MONEY 15%
GENERAL OVERDRAFT- RECEIVABLE 15%
SME CLASSIC OVERDRAFT 15%
TRADE & COMMERCE (EXPORT & IMPORT)
Product Name Interest Rate
IBP 15%
IDBP 15%
IDBD 15%
IFDBP 15%
IFDBD 15%
FBP 15%
FDBP 15%
FDBP(EPZ) 15%
FB DISCOUNT 15%
FDB DISCOUNT 15%
PAYMENT AG DOC (SIGHT) 15%
FDB DISCOUNT(EPZ) 15%
PAYMENT AG DOC (DEFERRED) 15%
PAYMENT AG DOC (OTHERS LOCAL) 15%
PAYMENT AG DOC (PAD) 15%
LOAN AGAINST IMPORTED MERCHANDISE(LIM) 15%
LOAN AGAINST TRUST RECEIPT(LTR)-TRADE 15%
LOAN AGAINST TRUST RECEIPT(LTR)-INDUSTRY 15%
EXPORT CASH CREDIT 15%
EXPORT PACKING CREDIT 15%
EXPORT EDF LOAN 15%
EXPORT CASH ASSISTANCE 15%
TIME LOAN 15%
SME- DEMAND LOAN 15%
FORECED LOAN AGAINST ABP (BTB) 15%
FORECED LOAN AGAINST ABP (DEFERRED) 15%
FORECED LOAN AGAINST ABP (PAD) 15%
FORECED LOAN AGAINST ABP (LG) 15%
FORECED LOAN AGAINST ABP (OTHERS) 15%