Padma Protidin Current Account is a unique account which will fulfill the utility of Savings as well as Current customers. Moreover, customers will receive attractive interest against different deposit slabs. The interest will be calculated daily at day-end balance and paid interest everyday.
The Banking of today is becoming as frictionless and easy as possible. Considering, today’s banking anywhere/anytime and frictionless payment of deposit, an account which can work as a deposit and loan account and can provide daily interest has been conceptualized titled “Padma Daily Current Account (“ পদ্মা প্রতিদিন কারেন্ট অ্যাকাউন্ট “).
Features:
- A unique account which will fulfill Current, Savings, FDR, Credit Card requirement
- No need to open a different current/deposit account
- Unlimited transactions allowed
- Interest calculated on day end balance and profit is credited to the account on the following day
- Attractive rate like FDR on Deposited Amount
- Profit can be withdrawn any time i.e. a customer can get the accumulated interest at any time
- Cheque Book transaction
- Slab-wise interest rate facility on deposit
| Slab |
Rate |
| Below BDT 10,000 |
0.00% |
| TK. 10,000 - 5,00,000 |
2..50% |
| More than Tk. 1,00,000.00 - 5,00,000.00 |
5.50% |
| More than Tk. 5,00,000.00 - 10,00,000.00 |
5.50% |
| Above 10,00,000.00 |
5.50% |
| TK. 5,00,001 - 25,00,000 |
3.00% |
| More than Tk 25,00,000 |
3.50% |
- Deposit Interest rate will be calculated on daily balance and paid monthly slab-wise
- O/D up-to Tk 5 Lac; 15% Interest on outstanding liability*
- First Cheque Book Free.
- Visa/Debit Card facility
* The O/D is subject to clients’ profile and credit assessment of salary/mortgage/other assets etc.
Core Features:
- Target Segment : Age 18 and above
- Minimum Salary for OD facility (Individual) : Tk 20,000
- Minimum deposit requirement to open the account : TK 5,000
- Minimum amount required to maintain the account : Tk 500
- Waiver on Personal Loan up-to 1%
- A minimum 10,001 everyday has to be maintained to earn interest for that day
Schedule of Charges:
- Yearly Account Maintenance Fee: BDT 500 (Half Yearly)
- First Cheque Book Free. From the next cheque book Tk 5 per leaf+ VAT
- Debit Card: Tk 500+ VAT
- SMS Banking: Tk 125+ VAT
- Locker Service: Tk 5000 Yearly (for any type of size)
- Standing Instruction: Tk 200
- Dormant Account Activation Charge: Tk 300
- Demand Draft/Pay Order:
- Up-to BDT 1 Lac: BDT 100
- BDT 1 Lac and above: BDT 150
- Account Closing Charge: BDT 300
Required Documents for Opening Padma Protidin Current Account:
- 1. National ID/Smart Card Copy
- 2. Passport Size photo (3 Copies)
- 3. Driving License/Passport copy (if available)
- 4. Salary Certificate/Trade License Photocopy
- 5. Visiting Card
- 6. E-Tin (if any)
- 7. Utility Bill Copy (Last Month)
- 8. National ID/Smart Card Copy of nominee
- 9. Minimum Deposit: BDT 5,000
